Small business funding with the strength of the herd.
Fast, flexible capital for American small businesses and real estate investors. Apply in minutes and get funded in as little as 24 hours.
Or call now: (321) 294-0413
Funding Programs
Capital built around your business
13 ways to fund, from same-week working capital to construction draws. We match the capital to how you actually operate, not the other way around.
Business Funding
Fast working capital and relief from stacked payments.Revenue Based Funding
A lump sum now, remitted as a small share of your future receivables. Built to flex with your revenue.
Learn more →MCA Buyout & Consolidation
Too many daily debits? Refinance existing positions into one payment with more room to breathe.
Learn more →Not sure which fits?
Get matched in 30 seconds. A specialist compares every option for you.
Get matched →Business Credit
Lines, loans and equipment financing for growth.Business Line of Credit
Revolving capital you draw only when you need it. Cover gaps and move on deals without reapplying.
Learn more →Business Term Loans
Fixed funding with clear terms for expansion, renovations, hiring and bigger plays.
Learn more →SBA Loans
SBA 7(a) and 504 loans for working capital, equipment, real estate and acquisitions, with long terms.
Learn more →Unsecured Business Loans
Funding based on your revenue and credit instead of a pledged asset. Simple documents, fast decisions.
Learn more →Secured & Asset-Based Loans
Put receivables, inventory, equipment or property to work for larger amounts and lower cost.
Learn more →Equipment Financing
Acquire the machines, vehicles and tech that drive your business while keeping cash free for operations.
Learn more →Real Estate Investors
Business-purpose loans for investment property.Bridge & Investor Loans
Short-term bridge capital and investor programs to close fast and move on to the next deal.
Learn more →Fix & Flip Loans
Purchase plus renovation funding sized to the after-repair value, with rehab draws as the work gets done.
Learn more →DSCR Rental Loans
Buy or refinance rentals based on the property's cash flow instead of your personal income.
Learn more →Ground-Up Construction
Fund spec homes, infill lots and small multifamily from dirt to done, with draws as you build.
Learn more →Commercial Real Estate
Multifamily, mixed-use, retail, office and industrial, matched to the right lender for the asset.
Learn more →Bring us your deal
Send the address and the numbers. We match it to the right program and lender.
Get deal terms →The Process
Funded in four steps
Apply
One short application and recent bank statements.
Review
Our underwriting team reads your real cash flow, not just a score, usually within hours.
Offer
Clear, transparent terms with no hidden fees. Ask questions; we explain everything.
Funded
Sign and get capital in your account in as little as 24 hours.
Why Elephants Capital
The elephant never forgets its partners
The elephant is our promise: strength, memory and the power of the herd. We fund with conviction, we remember the businesses we back, and we move together with merchants, partners and our team toward growth.
Speed of the herd
Decisions in hours, funding in as little as a day. We move at the pace your business needs.
Strength you can lean on
A deep bench of funding partners to fund when others will not.
Memory and relationships
We remember our partners. Renewals, better terms and a team that knows your story.
Built for partnership
An elephant never moves alone. We grow with our merchants and partners alike.
Always On
A herd that never sleeps
Call any hour, any day. Our funding desk answers in seconds, gets you pre-qualified on the spot, and stays on your file until the money lands.
No voicemail, no waiting
Call at closing time or before the morning rush. Someone picks up and starts your file immediately.
Know where you stand fast
Revenue, time in business and funding need covered in one short conversation. A real range in minutes, not days.
Never chase your file
A text at every stage: reviewed, offer out, funded. You always know exactly what happens next.
Renewals without starting over
Your story stays with us. When you come back, expect a faster yes.
Industries We Fund
Capital for nearly every Main Street business
Get Your Quote
See how much you qualify for
Takes 30 seconds. A funding specialist reaches out right away with real options.
- Answered fast, any hour
- Clear terms before you sign anything
Questions
Frequently asked
What is revenue based funding?
Revenue based funding gives you a lump sum of working capital today in exchange for an agreed share of your future sales. Remittances follow your revenue, so the program tracks how your business actually performs.
How fast can I get funded?
Most applicants receive a decision within hours and funding in as little as 24 hours after approval and signing.
What do I need to apply?
A completed application, a government-issued photo ID and the last 6 months of business bank statements. Larger requests may also need financial statements and tax returns. Strong revenue matters more to us than a perfect credit score.
Will applying hurt my credit?
We look at the health of your business first.
How much funding can I qualify for?
Amounts are based on your monthly revenue and overall business health, from a few thousand dollars to several hundred thousand and more for secured and real estate programs.
Do you work with real estate investors?
Yes. We arrange business-purpose loans for investment property: bridge, fix and flip, DSCR rentals, ground-up construction and commercial real estate.
Do you offer home loans or refinancing for my primary residence?
No. Our real estate programs are for non-owner-occupied investment properties only.
Are you a direct lender?
We work with a network of funding partners, so we can compare options for you instead of pushing a single product.
Ready to move your business forward?
Apply today and get a decision fast. A real answer when you call, and clear terms before you sign.