Business Funding
Working capital that moves with your sales.
A merchant cash advance gives your business a lump sum today in exchange for a share of its future receivables. Remittances are based on your sales, and most agreements let you request a reconciliation when business slows.
How it works
From statements to funded, usually in days
Share your numbers
One short application and the last 6 months of business bank statements.
Compare offers
We shop your file across our funding partners and walk you through amount, total payback and remittance.
Get funded
Sign, verify and the funds land in your business account, often within 24 hours.
Is it a fit?
Built for businesses with steady sales
Good fit if
- Steady card or bank deposits every month
- You need capital fast for inventory, payroll, repairs or an opportunity
- Your credit is not perfect but your revenue is real
- A bank said no, or said wait 60 days
What you will need
- Signed application
- Last 6 months of business bank statements (all accounts)
- Government-issued photo ID
Send documents as PDFs. Your funding specialist will tell you if anything else is needed.
Common uses
Get Your Quote
See how much you qualify for
Takes 30 seconds. A funding specialist reaches out right away with real options.
- Answered fast, any hour
- Clear terms before you sign anything
Questions
Revenue Based Funding questions
Is a merchant cash advance a loan?
No. A merchant cash advance is the purchase of a portion of your future receivables. You remit an agreed share of sales, or a set amount with reconciliation rights, until the purchased amount is delivered. That is why the cost is shown as a factor rate and total payback rather than an interest rate.
What does it cost?
Cost depends on your revenue, time in business, industry and any existing positions. Every offer shows the funded amount, total payback, remittance amount and frequency, and any fees, so you can compare options before you sign.
Can I get funded if I already have an advance?
Often, yes. Depending on your revenue and how much is paid down, you may qualify for an additional position, a renewal, or a consolidation into one payment.
Do you check credit?
Credit is reviewed, but revenue and cash flow carry the most weight.
Related programs
Other ways to fund
MCA Buyout & Consolidation
Too many daily debits? Refinance existing positions into one payment with more room to breathe.
Learn more →Business Line of Credit
Revolving capital you draw only when you need it. Cover gaps and move on deals without reapplying.
Learn more →Unsecured Business Loans
Funding based on your revenue and credit instead of a pledged asset. Simple documents, fast decisions.
Learn more →Ready to move your business forward?
Apply today and get a decision fast. A real answer when you call, and clear terms before you sign.