Business Credit
Get the equipment now. Keep your cash working.
Finance new or used equipment, vehicles and technology with the equipment itself as collateral. Payments are spread out so your working capital stays free for operations.
How it works
From quote to delivery
Send the quote
The invoice or quote for the equipment you want, new or used.
Get approved
Your funding partner reviews the business, the equipment and the deal.
Take delivery
The vendor is paid and the equipment goes to work.
Is it a fit?
Built for businesses that run on equipment
Good fit if
- You need trucks, machinery, medical, restaurant or tech equipment
- You have a vendor quote or invoice
- You would rather not drain cash for a big purchase
- Fleets and contractors adding capacity
What you will need
- Signed application
- Equipment quote or invoice
- Last 6 months of business bank statements
- Government-issued photo ID
- Financial statements and tax returns for larger amounts
Send documents as PDFs. Your funding specialist will tell you if anything else is needed.
Common uses
Get Your Quote
See how much you qualify for
Takes 30 seconds. A funding specialist reaches out right away with real options.
- Answered fast, any hour
- Clear terms before you sign anything
Questions
Equipment Financing questions
Loan or lease?
With a loan you own the equipment and build equity. With a lease you usually make lower payments and may buy it at the end. We show both when both fit.
Can I finance used equipment?
Yes, many programs finance used equipment. Age and condition limits vary by lender.
Do I need a down payment?
Some programs finance the full cost, while others ask for a down payment based on credit and time in business.
Can new businesses qualify?
In many cases, yes. Newer businesses may need stronger credit or a down payment.
Related programs
Other ways to fund
Secured & Asset-Based Loans
Put receivables, inventory, equipment or property to work for larger amounts and lower cost.
Learn more →Business Term Loans
Fixed funding with clear terms for expansion, renovations, hiring and bigger plays.
Learn more →Business Line of Credit
Revolving capital you draw only when you need it. Cover gaps and move on deals without reapplying.
Learn more →Ready to move your business forward?
Apply today and get a decision fast. A real answer when you call, and clear terms before you sign.