Home/Funding/Real Estate Investors
Real Estate Investors
Buy it, fix it, flip it. Funded.
Short-term financing for the purchase and renovation of investment property, with rehab funds released in draws as work is completed. Sized to the deal and its after-repair value.
How it works
From contract to sold
Send the deal
Purchase price, scope of work, rehab budget and your estimated after-repair value.
Get terms
Leverage, rate, term and the draw schedule, laid out before you commit.
Close and build
Funds at closing, then rehab draws as inspections confirm progress.
Is it a fit?
For flippers with a plan and an exit
Good fit if
- Experienced flippers, or first-timers with a strong team
- A property under contract or a clear target
- A detailed scope of work and budget
- An exit plan: sale or refinance
What you will need
- Government-issued photo ID
- Purchase contract
- Scope of work and rehab budget
- Track record of past projects, if any
- Last 2 months of bank statements for reserves
- Entity documents if closing in an LLC
Send documents as PDFs. Your funding specialist will tell you if anything else is needed.
Common uses
Get Your Quote
Get terms on your deal
Share the basics. We match the deal to the right program and lender and come back with terms.
- Business-purpose investment property only
- Close in your LLC
- Clear terms before you commit
Questions
Fix & Flip Loans questions
Do I need experience?
Experience improves terms, but many programs work with newer investors who have a solid plan, reserves and a contractor.
How do rehab draws work?
You complete a stage of work, an inspector verifies it, and the lender releases the funds for that stage.
What is ARV?
After-repair value: what the property should be worth once renovations are finished. Flip programs size the loan using purchase price, rehab budget and ARV.
What if I want to keep the property?
Refinance into a long-term DSCR rental loan once the work is done.
Related programs
Other ways to fund
DSCR Rental Loans
Buy or refinance rentals based on the property's cash flow instead of your personal income.
Learn more →Bridge & Investor Loans
Short-term bridge capital and investor programs to close fast and move on to the next deal.
Learn more →Ground-Up Construction
Fund spec homes, infill lots and small multifamily from dirt to done, with draws as you build.
Learn more →Ready to move your business forward?
Apply today and get a decision fast. A real answer when you call, and clear terms before you sign.