Business Credit
One lump sum. Fixed payments. Clear terms.
A business term loan is built for planned investments: expansion, renovation, hiring or a bigger opportunity. You know the payment and the payoff date from day one.
How it works
From plan to funded
Tell us the plan
What the capital is for, how much you need and when.
Underwriting
Bank statements and, for larger amounts, financial statements and tax returns.
Close and fund
Sign, verify and receive the full amount in your business account.
Is it a fit?
Best for planned, defined investments
Good fit if
- A defined project with a clear cost
- Consistent revenue and documented financials
- Two or more years in business helps with the best terms
- You prefer a fixed schedule over variable remittances
What you will need
- Signed application
- Last 6 months of business bank statements (all accounts)
- Accounts receivable report
- Balance sheet and P&L
- Business tax returns for the last 2 years (or 2 prior years and an extension)
- List of collateralizable assets, if any
Send documents as PDFs. Your funding specialist will tell you if anything else is needed.
Common uses
Get Your Quote
See how much you qualify for
Takes 30 seconds. A funding specialist reaches out right away with real options.
- Answered fast, any hour
- Clear terms before you sign anything
Questions
Business Term Loans questions
How long are the terms?
Terms range from short programs measured in months to multi-year loans, depending on the lender, the amount and your financials.
What rate will I get?
Rates depend on time in business, revenue, credit, collateral and the lender. Every offer shows the rate or cost, payment and term before you sign.
Can I pay it off early?
Many programs allow early payoff, and some have prepayment terms. We point out prepayment terms on every offer.
Term loan or line of credit?
If the cost is fixed and known, a term loan usually fits. If needs come and go, a line of credit usually fits better.
Related programs
Other ways to fund
Business Line of Credit
Revolving capital you draw only when you need it. Cover gaps and move on deals without reapplying.
Learn more →Secured & Asset-Based Loans
Put receivables, inventory, equipment or property to work for larger amounts and lower cost.
Learn more →Equipment Financing
Acquire the machines, vehicles and tech that drive your business while keeping cash free for operations.
Learn more →Ready to move your business forward?
Apply today and get a decision fast. A real answer when you call, and clear terms before you sign.