Business Credit
Business funding without pledging specific collateral.
Unsecured business loans are approved on the strength of your revenue, time in business and credit instead of a specific asset. Fast to close and simple to document.
How it works
Simple from start to finish
Apply
A short application and your recent business bank statements.
Review
Your cash flow and credit are reviewed, usually within hours.
Fund
Sign and receive the funds in your business account.
Is it a fit?
A fit when speed and simplicity matter
Good fit if
- You do not want to put property or equipment on the line
- Solid, consistent monthly revenue
- Fair to strong credit for the best terms
- You need speed more than the lowest possible cost
What you will need
- Signed application
- Last 6 months of business bank statements
- Government-issued photo ID
- Most recent business tax return for larger amounts
Send documents as PDFs. Your funding specialist will tell you if anything else is needed.
Common uses
Get Your Quote
See how much you qualify for
Takes 30 seconds. A funding specialist reaches out right away with real options.
- Answered fast, any hour
- Clear terms before you sign anything
Questions
Unsecured Business Loans questions
Is it really unsecured?
No specific asset is pledged, but most lenders require a personal guarantee and may file a general UCC lien on business assets. We explain exactly what each offer requires.
Does unsecured cost more than secured?
Usually, because the lender takes more risk. If you have receivables, equipment or property, a secured option may lower your cost.
How much can I get?
Amounts are based mainly on monthly revenue and credit. Share your numbers and we will give you a real range.
Will applying affect my credit?
A lender may check credit before final approval, with your authorization.
Related programs
Other ways to fund
Business Line of Credit
Revolving capital you draw only when you need it. Cover gaps and move on deals without reapplying.
Learn more →Business Term Loans
Fixed funding with clear terms for expansion, renovations, hiring and bigger plays.
Learn more →Revenue Based Funding
A lump sum now, remitted as a small share of your future receivables. Built to flex with your revenue.
Learn more →Ready to move your business forward?
Apply today and get a decision fast. A real answer when you call, and clear terms before you sign.