Business Funding
Too many daily payments? Consolidate into one.
If stacked advances are draining your account every morning, a buyout or consolidation is new financing that pays off or restructures your existing positions into one, typically with a lower daily or weekly payment over a longer term.
How it works
Three steps to one payment
Map your positions
Send your current agreements and recent statements so we can see every advance, balance and payment.
See your options
Full buyout, partial buyout or reverse consolidation, each with the new payment and total cost side by side.
Breathe again
Once funded, the old positions are paid off or covered and you make one payment.
Is it a fit?
When a buyout makes sense
Good fit if
- Two or more advances, or one heavy daily debit
- Revenue is steady but cash flow is squeezed
- You are still making your payments
- You want to get back to growing instead of juggling debits
What you will need
- Signed application
- Last 6 months of business bank statements (all accounts)
- Copies of your current advance agreements
- Balance or payoff letters, if you have them
- Government-issued photo ID
Send documents as PDFs. Your funding specialist will tell you if anything else is needed.
Common uses
Get Your Quote
See how much you qualify for
Takes 30 seconds. A funding specialist reaches out right away with real options.
- Answered fast, any hour
- Clear terms before you sign anything
Questions
MCA Buyout & Consolidation questions
What is a reverse consolidation?
Instead of paying off your advances in one shot, the new funder deposits funds that cover your existing payments over time while you make one smaller payment. It can lower your daily outflow quickly, but it is a new position, so total cost matters. We walk you through the numbers.
Is this debt settlement?
No. A buyout or consolidation is new financing. We do not negotiate settlements with your funders, and we will never tell you to stop paying them.
Will my total cost go up?
It can. Spreading payments over a longer term lowers the payment but can raise the total payback. Every offer shows both numbers so you can decide with clear information.
How fast can a buyout close?
Many close within days once statements and agreements are in. Some funding partners need payoff letters before they wire.
Related programs
Other ways to fund
Revenue Based Funding
A lump sum now, remitted as a small share of your future receivables. Built to flex with your revenue.
Learn more →Business Term Loans
Fixed funding with clear terms for expansion, renovations, hiring and bigger plays.
Learn more →Secured & Asset-Based Loans
Put receivables, inventory, equipment or property to work for larger amounts and lower cost.
Learn more →Ready to move your business forward?
Apply today and get a decision fast. A real answer when you call, and clear terms before you sign.